Legal Notice


This policy generally describes KAMMCO’s gathering and dissemination practices for KAMMCO’s website: and some of your responsibilities in using KAMMCO’s website. The purpose of this Privacy Policy is to generally inform you about the types of information we gather about you, how we use that information, and whether we disclose the information. By using this site, you agree with the terms of this Privacy Policy. Whenever you submit information via this site, you consent to the collection, use and disclosure of that information in accordance with this Privacy Policy and with applicable laws.


KAMMCO will take reasonable steps to protect your personally identifiable information that you transmit to KAMMCO and to protect such information from loss, misuse and unauthorized access, disclosure, alteration, or destruction. However, no internet transmission is ever fully secure. KAMMCO cannot guarantee that information transmitted via this site will remain confidential at all times.

KAMMCO’s site may contain links to other websites. KAMMCO has no control over the privacy practices or the content of any of its business partners, advertisers, sponsors or of other sites to which KAMMCO provides links from KAMMCO’s sites. You should check the applicable Privacy Policy of the web site sponsor when linking to other websites.

Information KAMMCO Collects

KAMMCO strives to offer its visitors the many advantages of internet technology and to provide an interactive and personalized experience. We may collect and use personally identifiable information such as your name, e-mail address, street address, telephone number and other information, subject to the terms of this Privacy Policy.

KAMMCO ‘s collection and storage of information about you depends, in part, on the page you are visiting, the activities in which you elect to participate, and the services provided. You can visit many pages on the web site without providing any information. Other pages may prompt you to provide personal information, such as when you register for access to portions of our site reserved for member insureds.

You may also provide information when you request information from us, apply for insurance, etc. KAMMCO also collects information automatically when you access its website and through the use of electronic tools that may be transparent to our visitors. For example, KAMMCO may log the name of your Internet Service Provider or use “cookie” technology. Among other things, the “cookie” may store your username and password, sparing you from having to re-enter that information each time you visit, or may control the number of times you encounter information while visiting our site.

As we adopt additional technology, we may also gather information through other means. In certain cases, you can choose not to provide us with information, for example by setting your browser to refuse to accept cookies. Disabling “cookies”, however, may limit your ability to access certain portions of the site. Additionally we may not be able to customize the site’s features according to your preferences.

What KAMMCO Does With the Information it Collects

KAMMCO will use your information only as permitted by law. Aggregated information (information that does not personally identify you) may be used in many ways. As one example, we may combine information about your usage patterns with similar information obtained from other users to learn which pages are visited most or what features are most attractive. Aggregated information may occasionally be shared with KAMMCO’s advertisers and business partners.

KAMMCO may collect personal information about you through various technology for the purpose of enhancing your visit to this web site and to make the visit more efficient and productive. KAMMCO may also use this information to respond to inquiries, underwrite policies, ensure proper billing, and provide other services related to your insurance policy.

KAMMCO does not sell your personally identifiable information to third parties. When you provide personally identifiable information to us, however, we may share it with our business partners and third-party contractors solely for the purpose of fulfilling your requests, carrying out our obligations as your insurer, or offering our products and services.

Notwithstanding the foregoing, however, KAMMCO reserves the right at all times to disclose any information as KAMMCO determines, in its sole discretion, to be necessary to satisfy any law, regulation, governmental request, or business need or to avoid liability for KAMMCO or any third party.


KAMMCO reserves the right to change this Privacy Policy at any time in its discretion and to notify users of any such changes solely by changing this Privacy Policy. Your continued use of and its related sites after the posting of any amended Privacy Policy shall constitute your agreement to be bound by any such changes.

KAMMCO may modify, suspend, discontinue, or restrict the use of any portion of and its related sites, including the availability of any portion of the content at any time, without notice or liability. KAMMCO may deny access to any person or user at any time for any reason. In addition, KAMMCO may at any time transfer rights and obligations under this Policy to any subsidiary or business unit of KAMMCO or any of its affiliated companies or divisions, or any entity that acquires KAMMCO or any of its assets.

Copyright Policy

You may cite or refer to the information on this website and make copies of the information for your own use. You must have our written permission to distribute copies of the information to others. To request such permission, send a message via e-mail to: Please include your name, address, and the purpose of the requested distribution.


If you have any questions, comments or concerns about this Privacy Policy or the information practices of this site, please contact KAMMCO via the telephone (785-232-2224), fax (785-232-4704) or email information provided on this website.